/* =========================================================
   Patriot Life Group: v3 draft
   Layout modeled on hollandlegacygroup.com:
   Playfair Display headings, Inter text,
   Patriot Life Group navy, red and gold.
   ========================================================= */

:root {
	/* Color */
	--navy: #101A35;          /* dark sections, headings */
	--navy-2: #1B2A4E;        /* gradient partner for navy */
	--text: #2A3142;          /* body text */
	--muted: #5F6878;         /* secondary text */
	--red: #920D12;           /* logo red: buttons, labels, icons */
	--red-dark: #740A0E;      /* button hover */
	--red-tint: rgba(146, 13, 18, .08);
	--red-tint-2: rgba(146, 13, 18, .16);
	--gold: #C9A55C;          /* stars, step badges */
	--gold-light: #E2C27E;    /* highlight word on navy */
	--paper: #FFFFFF;
	--soft: #F4F5F8;          /* alternate section ground */
	--rule: #E3E6EC;
	--on-navy: rgba(255, 255, 255, .78);

	/* Type */
	--display: "Playfair Display", Georgia, serif;
	--sans: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;

	/* Space */
	--gutter: 20px;
	--section: clamp(64px, 8vw, 104px);
	--radius: 8px;
	--radius-lg: 14px;
	--wrap: 1200px;
	--shadow: 0 1px 2px rgba(16, 26, 53, .05), 0 8px 24px -12px rgba(16, 26, 53, .18);
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 80px; -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--text); font: 400 1rem/1.65 var(--sans); -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--red); text-underline-offset: 3px; }
p { margin: 0 0 1em; }
h1, h2, h3 { margin: 0; color: var(--navy); text-wrap: balance; }
h1, h2 { font-family: var(--display); font-weight: 700; letter-spacing: -.01em; }
h3 { font: 600 1.125rem/1.35 var(--sans); }
em { font-style: italic; }
:focus-visible { outline: 3px solid var(--red); outline-offset: 3px; border-radius: 4px; }
[hidden] { display: none !important; }
svg { flex: none; }

.wrap { width: min(var(--wrap), 100% - 2 * var(--gutter)); margin-inline: auto; }
.narrow { max-width: 760px; }
.visually-hidden { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip-link { position: absolute; left: 16px; top: -100px; z-index: 100; background: var(--navy); color: #fff; padding: 12px 18px; border-radius: var(--radius); }
.skip-link:focus { top: 12px; color: #fff; }

.label { display: block; margin-bottom: 12px; font: 600 .78rem/1.4 var(--sans); letter-spacing: .1em; text-transform: uppercase; color: var(--red); }
.draft-note { display: inline-block; margin: 0 0 18px; padding: 5px 10px; border: 2px dashed #C98A00; background: #FFF8E6; color: #6B4A00; font-size: .85rem; font-weight: 600; border-radius: 4px; }

/* ---------- Buttons ---------- */
.btn {
	display: inline-flex; align-items: center; justify-content: center; gap: 8px;
	min-height: 48px; padding: 12px 22px; background: var(--red); color: #fff; border: 1px solid transparent; border-radius: var(--radius); cursor: pointer;
	font: 600 .95rem/1.2 var(--sans); text-decoration: none; box-shadow: 0 1px 2px rgba(16,26,53,.12);
	transition: background-color .15s ease, color .15s ease, border-color .15s ease;
}
.btn:hover { background: var(--red-dark); color: #fff; }
.btn svg { width: 18px; height: 18px; }
.btn--small { min-height: 40px; padding: 8px 16px; font-size: .88rem; }
.btn--ghost { background: var(--paper); color: var(--navy); border-color: var(--rule); box-shadow: none; }
.btn--ghost:hover { background: var(--soft); color: var(--navy); }
.btn--outline-light { background: rgba(255,255,255,.04); color: #fff; border-color: rgba(255,255,255,.35); box-shadow: none; }
.btn--outline-light:hover { background: rgba(255,255,255,.12); color: #fff; }
.btn-link { font-weight: 600; color: var(--navy); text-decoration: none; display: inline-flex; gap: 6px; align-items: center; }
.btn-link::after { content: "→"; color: var(--red); }
.btn-link:hover { color: var(--red); }

/* ---------- Header ---------- */
.site-head { position: sticky; top: 0; z-index: 40; background: rgba(255,255,255,.95); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px); border-bottom: 1px solid var(--rule); }
.site-head__bar { display: flex; align-items: center; gap: 24px; min-height: 68px; }
.site-head__logo img { width: 190px; }
.site-nav { flex: 1; display: flex; align-items: center; }
.site-nav__links { list-style: none; margin: 0 auto; padding: 0; display: flex; align-items: center; gap: 30px; }
.site-nav a { color: var(--text); font-size: .92rem; font-weight: 500; text-decoration: none; }
.site-nav__links a:hover, .site-nav__links a[aria-current="page"] { color: var(--red); }
.site-nav__actions { display: flex; align-items: center; gap: 18px; }
.site-nav__phone { display: inline-flex; align-items: center; gap: 8px; color: var(--navy) !important; font-weight: 600 !important; }
.site-nav__phone svg { width: 16px; height: 16px; color: var(--muted); }
.site-nav .btn { color: #fff; }

/* Company dropdown */
.has-sub { position: relative; }
.sub-toggle { display: inline-flex; align-items: center; gap: 4px; padding: 0; background: none; border: 0; cursor: pointer; font: 500 .92rem var(--sans); color: var(--text); }
.sub-toggle svg { width: 14px; height: 14px; transition: transform .15s ease; }
.sub-toggle:hover { color: var(--red); }
.sub-menu { list-style: none; margin: 0; padding: 8px; position: absolute; top: calc(100% + 14px); left: 50%; transform: translateX(-50%); min-width: 180px; background: var(--paper); border: 1px solid var(--rule); border-radius: var(--radius); box-shadow: var(--shadow); display: none; }
.sub-menu::before { content: ""; position: absolute; left: 0; right: 0; top: -16px; height: 16px; }
.sub-menu a { display: block; padding: 9px 12px; border-radius: 6px; }
.sub-menu a:hover { background: var(--soft); }
.has-sub:hover .sub-menu, .has-sub:focus-within .sub-menu, .has-sub.is-open .sub-menu { display: block; }
.has-sub.is-open .sub-toggle svg { transform: rotate(180deg); }

.menu-toggle { display: none; margin-left: auto; width: 44px; height: 44px; padding: 0; background: none; border: 0; color: var(--navy); cursor: pointer; }
.menu-toggle__bars { display: block; width: 24px; height: 16px; margin: 0 auto; position: relative; }
.menu-toggle__bars::before, .menu-toggle__bars::after, .menu-toggle__bars span { content: ""; position: absolute; left: 0; right: 0; height: 2px; background: currentColor; border-radius: 2px; }
.menu-toggle__bars::before { top: 0; }
.menu-toggle__bars span { top: 7px; }
.menu-toggle__bars::after { bottom: 0; }

@media (max-width: 1060px) {
	.site-head__logo img { width: 160px; }
	.menu-toggle { display: block; }
	.site-nav { display: none; position: absolute; left: 0; right: 0; top: 100%; flex-direction: column; align-items: stretch; background: var(--paper); border-bottom: 1px solid var(--rule); box-shadow: 0 16px 30px -18px rgba(16,26,53,.35); padding: 4px var(--gutter) 20px; }
	.site-nav.is-open { display: flex; }
	.site-nav__links { flex-direction: column; align-items: stretch; gap: 0; margin: 0; }
	.site-nav__links > li > a, .sub-toggle { display: flex; width: 100%; padding: 14px 2px; border-bottom: 1px solid var(--soft); font-size: 1.02rem; color: var(--navy); }
	.sub-toggle { display: none; }
	.sub-menu { display: block; position: static; transform: none; border: 0; box-shadow: none; padding: 0; min-width: 0; }
	.sub-menu::before { display: none; }
	.sub-menu a { padding: 14px 2px; border-radius: 0; border-bottom: 1px solid var(--soft); font-size: 1.02rem; color: var(--navy); }
	.site-nav__actions { flex-direction: column; align-items: stretch; gap: 12px; margin-top: 16px; }
	.site-nav__phone { justify-content: center; min-height: 48px; border: 1px solid var(--rule); border-radius: var(--radius); }
	.site-nav .btn { min-height: 50px; }
}

/* ---------- Sections ---------- */
.section { padding-block: var(--section); }
.section--soft { background: var(--soft); }
.section--mist { background: var(--soft); }
.section__head { max-width: 680px; margin: 0 auto 48px; text-align: center; }
.section__head--left { margin-inline: 0; text-align: left; }
.section__title { font-size: clamp(1.875rem, 3.4vw, 2.6rem); line-height: 1.15; margin-bottom: 14px; }
.section__intro { color: var(--muted); margin: 0; font-size: 1.07rem; }
.center { text-align: center; }

/* ---------- Hero ---------- */
.hero { position: relative; isolation: isolate; overflow: hidden; min-height: clamp(560px, 82vh, 720px); display: flex; align-items: center; padding-block: 88px; color: #fff;
	background: var(--navy) url("../images/hero.jpg") center / cover no-repeat; }
.hero::before { content: ""; position: absolute; inset: 0; z-index: -1;
	background: linear-gradient(90deg, rgba(16,26,53,.94) 0%, rgba(16,26,53,.82) 45%, rgba(16,26,53,.45) 100%); }
.hero__content { max-width: 720px; }
.pill { display: inline-flex; align-items: center; gap: 8px; padding: 7px 14px; margin-bottom: 22px; border-radius: 999px; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.2); font-size: .85rem; font-weight: 500; }
.pill svg { width: 16px; height: 16px; color: var(--gold-light); }
.hero h1 { text-wrap: wrap; color: #fff; font-size: clamp(2.4rem, 5.6vw, 4rem); line-height: 1.1; margin-bottom: 20px; }
.hero h1 span { display: block; color: var(--gold-light); }
.hero__lede { font-size: clamp(1.05rem, 1.6vw, 1.25rem); line-height: 1.6; color: rgba(255,255,255,.9); max-width: 34em; margin-bottom: 32px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero__actions .btn { min-height: 54px; padding-inline: 26px; font-size: 1rem; }
.hero__points { list-style: none; margin: 30px 0 0; padding: 0; display: grid; grid-template-columns: repeat(2, max-content); gap: 10px 28px; font-size: .9rem; color: rgba(255,255,255,.82); }
.hero__points li { display: inline-flex; align-items: center; gap: 8px; }
.hero__points li::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--gold-light); }
@media (max-width: 420px) { .hero__points { grid-template-columns: 1fr; } }
/* Phones: keep the family in view behind the text */
@media (max-width: 720px) { .hero { background-position: 85% center; } }

/* ---------- Consultation form band ---------- */
.quote { background: var(--paper); }
.quote .section__head { margin-bottom: 36px; }
.form-card { max-width: 820px; margin-inline: auto; background: var(--paper); border: 1px solid var(--rule); border-radius: var(--radius-lg); box-shadow: var(--shadow); padding: clamp(22px, 4vw, 40px); }
.form-card h3 { font: 700 1.6rem/1.2 var(--display); margin-bottom: 6px; }
.form-card > p { color: var(--muted); margin-bottom: 24px; }
.quote__meta { display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 24px; margin: 22px 0 0; padding: 0; list-style: none; font-size: .85rem; color: var(--muted); }
.quote__meta li { display: inline-flex; align-items: center; gap: 6px; }
.quote__meta svg { width: 15px; height: 15px; color: var(--red); }
.quote__meta a { color: var(--navy); font-weight: 600; text-decoration: none; }

/* ---------- Forms ---------- */
.form { display: grid; grid-template-columns: 1fr 1fr; gap: 18px 20px; }
.field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.field--full { grid-column: 1 / -1; }
.field label { font: 600 .88rem/1.4 var(--sans); color: var(--navy); }
.field .optional { font-weight: 400; color: var(--muted); }
.form input, .form select, .form textarea { width: 100%; min-height: 48px; padding: 11px 14px; font: 400 1rem var(--sans); color: var(--navy); background: var(--paper); border: 1px solid #CDD3DD; border-radius: var(--radius); }
.form textarea { min-height: 110px; resize: vertical; }
.form input:focus, .form select:focus, .form textarea:focus { outline: none; border-color: var(--red); box-shadow: 0 0 0 3px var(--red-tint-2); }
.form .hint { margin: 0; font-size: .85rem; color: var(--muted); }
.consent { grid-column: 1 / -1; display: flex; gap: 12px; align-items: flex-start; font-size: .88rem; color: var(--muted); }
.consent input { width: 20px; min-height: 20px; height: 20px; margin-top: 2px; flex: none; accent-color: var(--red); }
.form__submit { grid-column: 1 / -1; display: grid; gap: 10px; }
.form__submit .btn { width: 100%; min-height: 54px; font-size: 1rem; }
.form__status { margin: 0; font-weight: 600; }
.form__status.is-error { color: var(--red); }
.reassure { margin: 0; text-align: center; color: var(--muted); font-size: .88rem; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-done { padding: 26px; border-left: 3px solid var(--red); background: var(--soft); border-radius: var(--radius); }
.form-done h3 { font: 700 1.6rem/1.2 var(--display); margin-bottom: 6px; }
.form-done p { margin: 0; }
@media (max-width: 600px) { .form { grid-template-columns: 1fr; } }

/* ---------- Trust bar ---------- */
.trust { background: var(--soft); border-block: 1px solid var(--rule); padding-block: clamp(40px, 5vw, 56px); }
.trust ul { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; text-align: center; }
.trust .icon-tile { margin: 0 auto 14px; background: var(--paper); box-shadow: 0 0 0 1px var(--red-tint-2); }
.trust strong { display: block; font: 700 clamp(1.35rem, 2vw, 1.6rem)/1.2 var(--display); color: var(--navy); margin-bottom: 4px; }
.trust span { color: var(--muted); font-size: .92rem; }
@media (max-width: 860px) { .trust ul { grid-template-columns: 1fr 1fr; gap: 32px 20px; } }

.icon-tile { width: 52px; height: 52px; border-radius: 12px; display: grid; place-items: center; background: var(--red-tint); color: var(--red); }
.icon-tile svg { width: 24px; height: 24px; }

/* ---------- How it works ---------- */
.how__grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(36px, 6vw, 80px); align-items: center; }
.how__media { position: relative; }
.how__media .img-slot { width: 100%; aspect-ratio: 6 / 5; object-fit: cover; border-radius: var(--radius-lg); box-shadow: 0 30px 60px -30px rgba(16,26,53,.45); background: var(--navy) url("../images/how-it-works.jpg") center / cover no-repeat; }
.how__badge { position: absolute; left: 20px; right: 20px; bottom: 20px; max-width: 320px; padding: 16px 20px; background: rgba(255,255,255,.96); border-radius: var(--radius); box-shadow: var(--shadow); }
.how__badge small { display: block; color: var(--muted); font-size: .8rem; }
.how__badge strong { font: 700 1.25rem/1.3 var(--display); color: var(--navy); }
.how__text .section__intro { margin-bottom: 36px; }
.steps { list-style: none; margin: 0 0 36px; padding: 0; display: grid; gap: 28px; counter-reset: step; }
.steps li { display: grid; grid-template-columns: 56px 1fr; gap: 18px; align-items: start; counter-increment: step; }
.steps .icon-tile { position: relative; }
.steps .icon-tile::after { content: counter(step); position: absolute; top: -8px; right: -8px; width: 22px; height: 22px; border-radius: 50%; background: var(--gold); color: var(--navy); font: 700 .72rem/22px var(--sans); text-align: center; }
.steps h3 { margin: 2px 0 4px; }
.steps p { margin: 0; color: var(--muted); }
@media (max-width: 900px) { .how__grid { grid-template-columns: 1fr; } .how__media { order: 2; } }

/* ---------- Coverage cards ---------- */
.cards { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.card { background: var(--paper); border: 1px solid var(--rule); border-radius: var(--radius-lg); padding: 26px 24px; transition: box-shadow .2s ease, border-color .2s ease; }
.card:hover { box-shadow: var(--shadow); border-color: var(--red-tint-2); }
.card .icon-tile { width: 46px; height: 46px; margin-bottom: 16px; }
.card .icon-tile svg { width: 22px; height: 22px; }
.card h3 { margin-bottom: 6px; }
.card p { margin: 0; color: var(--muted); font-size: .95rem; }
@media (max-width: 1020px) { .cards { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .cards { grid-template-columns: 1fr; } }

/* ---------- Testimonials ---------- */
.reviews { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; align-items: start; }
.review { display: flex; flex-direction: column; background: var(--paper); border: 1px solid var(--rule); border-radius: var(--radius-lg); padding: 28px; box-shadow: 0 1px 2px rgba(16,26,53,.04); }
.review__quote { width: 34px; height: 34px; color: var(--red-tint-2); margin-bottom: 12px; }
.stars { color: var(--gold); letter-spacing: 3px; font-size: 1.05rem; line-height: 1; margin-bottom: 16px; }
.review blockquote { margin: 0 0 20px; color: var(--text); line-height: 1.7; }
.review blockquote p { margin: 0; display: -webkit-box; -webkit-line-clamp: 7; -webkit-box-orient: vertical; overflow: hidden; }
.review.is-open blockquote p { display: block; -webkit-line-clamp: none; }
.review__more { align-self: flex-start; margin: -10px 0 20px; padding: 0; background: none; border: 0; cursor: pointer; font: 600 .88rem var(--sans); color: var(--red); }
.review__who { display: flex; align-items: center; gap: 12px; margin-top: auto; padding-top: 18px; border-top: 1px solid var(--rule); }
.initials { flex: none; width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; background: var(--red-tint); color: var(--red); font: 700 .85rem var(--sans); }
.review__name { font-weight: 600; color: var(--navy); line-height: 1.3; }
.review__meta { color: var(--muted); font-size: .85rem; line-height: 1.3; }
.reviews .review:nth-child(n+4) { display: none; }
.reviews.is-all .review:nth-child(n+4) { display: flex; }
.reviews-more { margin-top: 36px; text-align: center; }
@media (max-width: 960px) { .reviews { grid-template-columns: 1fr 1fr; } }
@media (max-width: 620px) { .reviews { grid-template-columns: 1fr; } }

/* ---------- FAQ ---------- */
.faq { max-width: 800px; margin-inline: auto; }
.faq__item { border-bottom: 1px solid var(--rule); }
.faq__item summary { list-style: none; cursor: pointer; position: relative; padding: 20px 40px 20px 0; font-weight: 600; font-size: 1.06rem; color: var(--navy); }
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after { content: ""; position: absolute; right: 8px; top: 50%; width: 9px; height: 9px; border-right: 2px solid var(--muted); border-bottom: 2px solid var(--muted); transform: translateY(-70%) rotate(45deg); transition: transform .15s ease; }
.faq__item[open] summary::after { transform: translateY(-30%) rotate(-135deg); }
.faq__item summary:hover { color: var(--red); }
.faq__item p { margin: 0 0 22px; color: var(--muted); max-width: 64ch; }
.faq__foot { margin-top: 40px; text-align: center; color: var(--muted); }
.faq__foot .actions { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-top: 14px; }

/* ---------- Final call to action ---------- */
.cta { position: relative; isolation: isolate; overflow: hidden; padding-block: clamp(72px, 9vw, 112px); text-align: center; color: #fff;
	background: var(--navy) url("../images/cta.jpg") center / cover no-repeat; }
.cta::before { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(135deg, rgba(16,26,53,.96), rgba(27,42,78,.9) 55%, rgba(16,26,53,.96)); }
.cta::after { content: ""; position: absolute; z-index: -1; width: 520px; height: 520px; left: 50%; top: 50%; transform: translate(-50%, -50%); border-radius: 50%; background: radial-gradient(circle, rgba(146,13,18,.28), transparent 70%); }
.cta h2 { color: #fff; font-size: clamp(1.9rem, 3.6vw, 2.75rem); line-height: 1.15; margin-bottom: 16px; }
.cta p { color: var(--on-navy); max-width: 560px; margin: 0 auto 32px; font-size: 1.08rem; }
.cta .hero__actions { justify-content: center; }
.cta small { display: block; margin-top: 26px; color: rgba(255,255,255,.6); font-size: .88rem; }

/* ---------- Footer ---------- */
.site-foot { background: var(--navy); color: var(--on-navy); padding-block: 64px 32px; font-size: .92rem; }
.site-foot__grid { display: grid; grid-template-columns: 1.4fr 1fr 1.2fr 1fr; gap: 40px; }
.site-foot__logo { display: inline-block; background: #fff; padding: 10px 14px; border-radius: var(--radius); margin-bottom: 18px; }
.site-foot__logo img { width: 170px; }
.site-foot p { margin: 0 0 12px; max-width: 32ch; }
.site-foot h2 { font: 600 .8rem/1.4 var(--sans); letter-spacing: .1em; text-transform: uppercase; color: #fff; margin-bottom: 16px; }
.site-foot ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.site-foot a { color: var(--on-navy); text-decoration: none; }
.site-foot a:hover { color: #fff; text-decoration: underline; }
.site-foot__contact li { display: flex; align-items: center; gap: 10px; overflow-wrap: anywhere; }
.site-foot__contact svg { width: 16px; height: 16px; color: var(--gold-light); }
.site-foot__base { margin-top: 48px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.12); text-align: center; font-size: .85rem; color: rgba(255,255,255,.55); }
.site-foot__tag { display: block; margin-top: 6px; font: 600 1rem/1.4 var(--display); letter-spacing: .02em; color: var(--gold-light); }
@media (max-width: 900px) { .site-foot__grid { grid-template-columns: 1fr 1fr; } }
/* Phones: logo and contact centered on top, links in two columns below */
@media (max-width: 560px) {
	.site-foot { padding-top: 48px; }
	.site-foot__grid { grid-template-columns: 1fr 1fr; gap: 32px 20px; grid-template-areas: "brand brand" "contact contact" "links legal"; }
	.site-foot__grid > :nth-child(1) { grid-area: brand; text-align: center; }
	.site-foot__grid > :nth-child(1) p { margin-inline: auto; }
	.site-foot__grid > :nth-child(1) p + p { display: none; }
	.site-foot__grid > :nth-child(2) { grid-area: links; }
	.site-foot__grid > :nth-child(3) { grid-area: contact; text-align: center; padding-block: 24px; border-block: 1px solid rgba(255,255,255,.12); }
	.site-foot__grid > :nth-child(3) ul { justify-items: center; }
	.site-foot__grid > :nth-child(4) { grid-area: legal; }
	.site-foot__base { margin-top: 36px; }
}

/* ---------- Sub-pages ---------- */
.page-head { position: relative; isolation: isolate; padding-block: clamp(56px, 8vw, 96px); background: linear-gradient(135deg, var(--navy), var(--navy-2)); color: #fff; }
.page-head h1 { color: #fff; font-size: clamp(2.3rem, 5vw, 3.4rem); line-height: 1.1; }
.page-head h1 em { color: var(--gold-light); font-style: normal; }
.page-head p { color: var(--on-navy); font-size: 1.1rem; margin: 16px 0 0; max-width: 52ch; }
.prose { max-width: 64ch; }
.prose h2 { font-size: 2rem; line-height: 1.15; margin: 0 0 .5em; }
.prose p { color: var(--muted); }
.about-founder { display: grid; grid-template-columns: 260px 1fr; gap: clamp(28px, 5vw, 64px); align-items: start; }
.about-founder img { width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: 50% 15%; border-radius: var(--radius-lg); }
@media (max-width: 700px) { .about-founder { grid-template-columns: 1fr; } .about-founder img { width: 220px; } }

.why { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.why li { background: var(--paper); border: 1px solid var(--rule); border-top: 3px solid var(--red); border-radius: var(--radius-lg); padding: 24px; }
.why h3 { margin-bottom: 6px; }
.why p { margin: 0; color: var(--muted); }
.why-more { margin-top: 36px; }
@media (max-width: 860px) { .why { grid-template-columns: 1fr; } }

.legal { font-size: 1rem; }
.legal h2 { font: 600 1.15rem/1.3 var(--sans); color: var(--navy); margin: 2em 0 .6em; }
.legal ul { padding-left: 1.3em; margin: 0 0 1em; }
.legal li { margin-bottom: .4em; }

/* Team page */
.team-grid { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(auto-fill, minmax(min(100%, 460px), 1fr)); gap: 20px; }
.member { display: grid; grid-template-columns: 130px 1fr; column-gap: 24px; grid-template-areas: "photo name" "photo role" "photo info"; grid-template-rows: auto auto 1fr; align-items: start; background: var(--paper); border: 1px solid var(--rule); border-radius: var(--radius-lg); padding: 24px; }
.member img { grid-area: photo; width: 130px; height: auto; aspect-ratio: 286 / 374; object-fit: cover; background: var(--soft); border-radius: var(--radius); }
.member h2 { grid-area: name; font-size: 1.5rem; line-height: 1.15; margin: 0 0 4px; }
.member__role { grid-area: role; color: var(--muted); margin: 0 0 14px; line-height: 1.4; font-size: .95rem; }
.member dl { grid-area: info; margin: 0; display: grid; gap: 10px; }
.member dl div { display: grid; grid-template-columns: 22px 1fr; gap: 12px; align-items: center; }
.member dt { line-height: 0; }
.member .icon { width: 20px; height: 20px; fill: var(--red); }
.member dd { margin: 0; overflow-wrap: anywhere; line-height: 1.4; font-size: .95rem; }
.member a { color: var(--navy); font-weight: 600; text-decoration: none; }
.member a:hover { color: var(--red); }
.member--lead { grid-column: 1 / -1; width: 100%; max-width: calc((100% - 20px) / 2); margin-bottom: 16px; }
@media (max-width: 1020px) { .member--lead { max-width: none; margin-bottom: 0; } }
@media (max-width: 560px) {
	.member { grid-template-columns: 96px 1fr; column-gap: 16px; grid-template-areas: "photo name" "photo role" "info info"; grid-template-rows: auto 1fr auto; padding: 18px 16px; }
	.member img { width: 96px; }
	.member h2 { font-size: 1.35rem; margin-top: 4px; }
	.member dl { margin-top: 16px; }
}

/* ---------- One sticky button on phones ---------- */
.call-bar { display: none; }
@media (max-width: 720px) {
	.call-bar { position: fixed; left: 0; right: 0; bottom: 0; z-index: 30; display: flex; gap: 10px; padding: 10px 14px calc(10px + env(safe-area-inset-bottom)); background: rgba(255,255,255,.97); box-shadow: 0 -6px 20px rgba(16,26,53,.12); transition: transform .25s ease; }
	.call-bar.is-hidden { transform: translateY(110%); }
	.call-bar .btn { flex: 1; }
	body { padding-bottom: calc(74px + env(safe-area-inset-bottom)); }
}

@media (prefers-reduced-motion: reduce) {
	*, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
}